Last month I wrote about "Riding the Whirlwind" — the large decline in both stock and bond markets in 2022 and what it means for long-term investors. (You can access the article in the In Case You Missed It section below).

But what if you are someone with a shorter time horizon, with just a few years to go before retirement or you are already retired? This month's article, "Managing Your JRB Portfolio in Retirement," addresses this issue. It presents a strategy for protecting the resources you use to generate income in the short term while investing the rest of your portfolio to support a 20- to 30-year retirement.

But what if you are having difficulty finding the resources you need to save for retirement? Competing financial demands, exacerbated by inflation, make it difficult for many JRB participants to invest as much as they know they need for a secure financial future. If this is your challenge, see the article "6 Financial Planning Tips for Millennials (and Everyone Else)."

If you have questions about managing market volatility in retirement, how to save more for retirement or other aspects of your long-term financial plan, please contact us via email or call us at 888-JRB-FREE (572-3733).

L'Shalom,